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How does it work?
At Project Home Loans, we know the challenges you will encounter and we will work together with you every step of the way.
01
Preliminary Assessment
Just because the bank will lend you a certain amount of money, it doesn't mean that it is the amount you should apply for.
Our goal is to work together on your strategy. This could be the best interest rate, the maximum borrowing capacity, the fastest approval - we understand every loan is different and not every lender is suitable.
We will then invite you to our fully Digital Client Centre where you can securely upload any required documents and seamlessly connect your bank accounts.
The focus is on empowering you to be confident to make decisions such as the lender choice and product.
02
Application and pre-approval
After we have agreed and formalised a strategy, our team will make it a reality.
We will lodge the application at the lender and continue to follow up with the lending team to ensure the approval is within their Service Level Agreements (SLA).
If the application involves a pre-approval, we will make sure to remind you when it is approaching expiry. Meanwhile, you can focus on finding the right property and making an offer with confidence.
03
Formal approval and settlement
As soon as you sign the contract and have organised a valuation of the property, we finalise the approval and prepare for settlement of your loan.
We will walk you through any banking setup required and ensure your repayments and any linked accounts are all working.
Post-settlement, we will continue to ensure your rate remains competitive with bi-annual rate checks and reviews. If there are better options available in the market, we will let you know. Our missions is to make sure you don't pay more interest than you ever need to.
Have questions?
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